Anthony Noland
Linked In
 
Anthony Noland

Noland's Notes

Noland Knows

Rand on Real Estate: Caller Seeks Guidance on Selling Investment

April 3, 2012 3:56 pm

Greg Rand (@GSRand), CEO of OwnAmerica.com and host of Rand on Real Estate on 770 WABC, takes a call from an investor in Springfield, N.J. The caller is seeking guidance on selling her current investment property. She is having a difficult time getting her mortgaged refinanced. Rand gives his advice on selling, and using the [...]

Tags:

Foreclosure Proceedings Can Make or Break Local Market Recovery

April 3, 2012 3:56 pm

The housing market seems to be on the upswing, and some experts say that by 2014, the market will be back on track. Last week NAR noted that investment properties are on the rise, and the National Institute of Home Builders reports that contractors have high expectations for remodeling this year. According to data from [...]

Tags:

Today’s News at a Glance

April 3, 2012 3:56 pm

Click here for a summary of today’s news or subscribe to our daily newsletter.

Tags:

Better Homes and Gardens Rand Realty Announces Award Winners

April 3, 2012 3:56 pm

RISMEDIA, March 30, 2012–Better Homes and Gardens (BHG) Rand Realty announced its annual awards for the highest-achieving sales associates. BHG Rand Realty recognized 116 sales associates at its March 16th annual company-wide meeting and honored three of the highest performers in each of five regions – Westchester, Rockland, Orange, Dutchess and Northern NJ. The winners and [...]

Tags:

CENTURY 21 New Millennium Celebrates its Success in the Mid- Atlantic, Hosts 2nd Annual Awards Gala for their REALTORS

April 3, 2012 3:56 pm

RISMEDIA, February 29, 2012–CENTURY 21 New Millennium, one of the DC Metro Region’s largest and most productive real estate companies, hosted an awards gala at The Waterford in Springfield, Virginia to celebrate their Agents’ success across the Maryland, D.C. and Northern Virginia region. More than 600 real estate agents and service providers from the firm’s [...]

Tags:

Car Experts Rate Top Hybrids

April 3, 2012 4:38 am

Cars.com, a popular online resource for buying and selling new and used vehicles, just released a list of the best "Hybrids for the Money," as ranked by the site's team of editors.

"Gas prices remain high as we approach the summer driving season, which adds even more relevance to our annual look at how much today's hybrids actually save buyers," explains David Thomas, Cars.com managing editor. "While high mileage figures may seem like they'd impact your family's budget in a positive way, you also have to look into the efficient car's sticker price to know if making the switch would be a wise decision."

In ranking each hybrid, the site's editors looked at a vehicle’s average fuel economy and base sticker price. "We don't account for equipment levels, quality judgments, cost of ownership or any variances from EPA mileage estimates," says Thomas. "The goal here is to pay the least for the most mileage."
Here’s a list of the best-in-class hybrids, according to cars.com:
  • Subcompact: 2012 Toyota Prius c – MSRP: $18,950; 53mpg city/46mpg highway
  • Compact: 2012 Honda Insight – MSRP $18,350; 41mpg city/44mpg highway
  • Midsize: 2012 Toyota Prius – MSRP $24,000; 51mpg city/48mpg highway
  • Family Sedan: 2012 Toyota Camry Hybrid – MSRP $25,900; 43mpg city/ 9mpg highway
  • Compact Crossover: 2012 Ford Escape Hybrid – MSRP $30,570; 34mpg city/31mpg highway
  • Midsize SUV/Crossover: 2012 Toyota Highlander Hybrid – MSRP $38,540; 28mpg city/28mpg highway
  • Full-size SUV/Crossover: 2012 Chevrolet Tahoe Hybrid – MSRP: $51,970; 20mpg city/23mpg highway
  • Pick-up Truck: 2012 Chevrolet Silverado Hybrid – MSRP $39,640; 20mpg city/23mpg highway
  • Luxury SUV: 2012 Lexus RX 450h – MSRP: $45,235; 32mpg city/28mpg
  • Luxury Car: 2012 Infinity M35h – MSRP: $53,700; 27mpg city/32mpg highway
Source: Cars.com

Published with permission from RISMedia.


Tags:

Insurance Options for the Long Term

April 3, 2012 4:38 am

While just 50 years ago the average life expectancy was 62.5 years, today that number has risen to 78.2 years, according to the U.S. Census Bureau. More Americans are heading into their senior years than ever before, which means the need to make the right decisions regarding elder care is essential.

According to retirement income specialist, Steve Casto, author of “Is Your Retirement Headed in the Right Direction?” there are important questions and answers to consider before making critical decisions about a long-term care plan.

Casto says one of the most common issues is often the difference between what you think you’ll need and what you can actually afford. He offers the following questions and answers to help guide elder-care decisions:

Q. Should I opt for nursing-home or in-home care insurance?
A. When selecting insurance plans, protect against your worst risk first. In-home care is more about maintenance, while care outside the home is focused on crises. Home care is good for when a person needs help getting around. If you had a stroke, however, you’d need to be cared for outside the home initially, so there is a need for both.

Q. What should I select as my daily allowance?

A. If your health deteriorates, a daily allowance of $100 per day could cover all your care outside the home, but only a third of the care inside the home. Your home-care costs could rocket to more than $400 or more per day, so plan for the worst.

Q. What is an elimination period?
A. Sometimes referred to as the “waiting” or “qualifying” period, this refers to the length of time between the beginning of an injury or illness and receiving benefit payments from an insurer. With long-term care, the typical elimination period is 90 days, which means you are responsible for covering the first 90 days of care on your own. Most people believe that Medicare covers the first 90 days, which is incorrect. It only covers it under certain conditions, and not all patients meet those conditions, which include:
  • A nursing home stay that follows a three-day hospital stay
  • Admission to a nursing home within 30 days of hospital discharge
  • A Medicare-certified nursing home
  • Physician-certified need for skilled care on a daily basis
According to Casto, your best bet is to be insured through a long-term care policy for that first 90 days.

Published with permission from RISMedia.


Tags:

Housing Market Awakens

April 3, 2012 4:38 am

The housing market is awakening from its depression-like condition of the past few years and beginning to make a nascent recovery, according to Freddie Mac’s recently released U.S. Economic and Housing Market Outlook for March.
  • According to the report, several positive indicators bode well for the real estate market, including:
  • Stronger economic growth this year will translate into a further reduction in the unemployment rate below 8.3 percent.
  • With stronger economic growth, home sales and originations forecasts have been revised upward.
  • Expect 30-year fixed-rate mortgages to gradually increase throughout the year to about 4.5 percent.
  • New rental construction for 2012 is likely to be the highest since 2005 if the current pace is maintained.
  • Even with a 1 percent dip in new and existing home sales in February, median sales prices moved up 0.3 percent on a year-over-year basis, a hint that home values may be stabilizing in more markets around the nation.
According to Frank Nothaft, Freddie Mac vice president and chief economist, “The housing market continues to struggle amid strong economic headwinds. However, a variety of encouraging indicators suggest that the housing market may be feeling a nascent recovery, and more neighborhoods may see a stabilization in overall demand and housing values this spring."

Published with permission from RISMedia.


Tags:

Bringing Your Bucket List Online

April 2, 2012 4:38 am

While you might not be ready to share your bucket list with the world, a new app lets you share your life’s dreams and goals with your social network.

The My Bucketlist app from Remembered.com guides you through creating a list of goals you’d like to achieve in your lifetime, and then brings in friends and family to help you complete them. The app relies heavily on social media like Facebook to connect people from all over the world. Features include the ability to invite friends, create events, and share photos and videos. Once a goal is created, it is matched with connections in your network to assist, and also vendors who can offer discounts and group offers to help fulfill that goal. Of course, this also allows advertisers to reach key groups of potential customers.

"My Bucketlist allows the opportunity to become part of a community of friends and family that encourage, organize, accomplish and share their life goals," says Adolfo Espadas, lead developer at Remembered.com. "By connecting people with similar goals, we believe our users will have a better rate of success as they work together and support each other."

To learn more, visit mybucket-list.net.

Published with permission from RISMedia.


Tags:

Did You File in 2008? More Than 1 Billion Dollars in Unclaimed Refunds Awaits

April 2, 2012 4:38 am

According to the Internal Revenue Service, there are still unclaimed refunds for those who did not file 2008 tax returns. More than one million taxpayers have yet to file a 2008 tax return and could be entitled to a refund. However, the window of opportunity closes on April 17, 2012.

"The IRS offers a three-year window for filing a federal tax return, and for the 2008 tax year, the cut-off date is coming soon," explains Mark Steber, chief tax officer at Jackson Hewitt Tax Service. "Approximately half of the refunds available are for $637 or more, so it's wise to spend the time filing for 2008 now, as you are tackling this year's preparation and filing."

The IRS has taxpayers in every state who are potentially owed refunds from 2008. States with the highest number of unclaimed refunds are California (with 122,500 individuals who did not file a 2008 return), Florida (70,400) and New York (60,300).

There are several reasons why a taxpayer may have neglected to file, including having too little income to require filing. But even if someone's income was too low, they likely had money withheld from their employment that is now available to them as a refund. In addition to receiving money that was withheld, filing a 2008 tax return also allows those who are eligible to claim certain credits, such as the Recovery Rebate Credit, the First-Time Homebuyer Credit or the Earned Income Tax Credit.

To claim a 2008 refund, taxpayers must have filed for the 2009 and 2010 tax years. Taxpayers will not incur any late filing penalty and will be able to receive their refund if they file a return by April 17, 2012.

Published with permission from RISMedia.


Tags: