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The Best (and Worst) Things to Buy in April

April 11, 2016 5:01 am

Seasonal shoppers save big bucks because they know what goes on sale when, and what purchases to delay until the timing is more favorable. Recent posts on DailyFinance.com and DealNews.com reveal the five best—and worst—things to look for in April:

• Green Goods – Earth Day may be near the end of April, but retailers use the entire month to promote green goodies, offering special deals on organic foods, natural beauty items and other earth-friendly goods for the home and garden.

• Restaurant Freebies – There are some savings available on Tax Day, when many restaurants offer free food incentives, including no-cost appetizers, beverages or desserts when you order a meal. Watch the ads in your local paper for offers in your community.

• Small Kitchen Appliances – Wedding season is around the corner, and the best deals are available now on toasters, coffeemakers, hand mixers, blenders and more.

• Vacuums and Cleaning Supplies – With spring cleaning in mind, prices go down on vacuum cleaners and other hard and soft cleaning goods in April. Look online, as well as in retail shops, for the best buys on the equipment you need.

• Winter Wear – With cold weather on the way out, retailers are clearing out winter clothing and accessories to make room for spring and summer styles. With a little due diligence, you may be able to score clearance winter goods at more than 50 percent off.

Which items should you delay purchasing?

• Grills – It’s tempting to want to start grilling as soon as the weather begins to warm up, but the best buys on grills and grilling gear are in May and June, experts say.

• Mattresses – You’ll start to see them go on sale in April, but the experts recommend waiting until May or June for deeper discounts—sometimes as much as 60 percent off original prices.

• Refrigerators – The new models come out in June, so wait a month and look for sales of as much as 25 percent off on this year’s models then.

Published with permission from RISMedia.


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Outdoor Renovations Top To-Do List for Homeowners

April 11, 2016 5:01 am

Break out those hammers, folks! Millions of homeowners are planning to renovate their homes in the next year—36 million, to be exact, according to a recent Bankrate.com survey. The majority of renovations will take place outside of the home, the survey found, including improvements to:

• Driveways
• Decks
• Fencing
• Landscaping
• Patios
• Pools
• Roofing
• Siding

“With more homeowners deciding to make upgrades to their homes this year, it's a sure sign that they're generally feeling more secure about the economy and in the housing market, as well,” says Mike Cetera, Bankrate.com's personal loans and credit analyst.

Millennial homeowners are more likely than others to renovate in the next year, according to the survey—and interestingly, homeowners with lower incomes are just as likely to renovate in the next year as those more flexible budgets.

For homeowners planning to finance a renovation, Cetera recommends considering a home equity loan or home equity line of credit (HELOC). These charge lower interest rates than personal loans, but do require the home as collateral. Cetera also suggests applying for a zero-percent balance transfer credit card, if the homeowner exhibits creditworthiness. 

Source: Bankrate.com

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The Dirt on Cleaning: Chores Shared in Many Households

April 11, 2016 5:01 am

Housework is one of the many responsibilities that come with homeownership—and until recently, women were believed to take on the lion’s share.

“The perception that home care is only women’s work is inaccurate,” says Sarah Peters, global business partner with Nielsen, which recently released results from its Global Homecare Survey that deflate the widely-held notion.

Forty-five percent of respondents to the survey reported men and women either divide chores, or men perform them solo.

Thirty-one percent of respondents reported cleaning and doing laundry daily. One of those tasks, however, falls on women’s shoulders more often than men’s. Forty-four percent of respondents to the survey reported women doing the majority of the cleaning; 28 percent reported sharing the responsibility.

The survey also explored the motivators behind purchases related to housework, revealing a notable trend: environmentally-friendly products matter. A significant portion of respondents to the survey reported a preference for cleaning products that are organic and/or all-natural, with sustainable packaging and high-efficiency capabilities that consume less resources.

Source: Nielsen

Published with permission from RISMedia.


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Millennials Look beyond Urban Areas When Putting Down Roots

April 8, 2016 9:13 pm

The 2016 National Association of REALTORS® Home Buyer and Seller Generational Trends study revealed that more millennials are purchasing single-family houses outside of urban areas than ever before. In fact, millennials represented 35 percent of all buyers compared to 26 percent from Generation X, and 9 percent from the Silent Generation.
 
The numbers show that millennials buying in an urban or central city area decreased to 17 percent from 21 percent a year ago, and the younger the buyer, the older the home they purchased.
 
“The median age of a millennial homebuyer is 30 years old, which typically is the time in life where one settles down to marry and raise a family,” says Lawrence Yun, NAR chief economist. “Even if an urban setting is where they’d like to buy their first home, the need for more space at an affordable price is for the most part pushing their search further out.”
 
While the number of millennial renters continues to climb in urban areas, the generation is choosing elsewhere when making the move to buy. This decision is boosted by price, limited inventory and the need for space.
 
Appealing to the millennial buyer starts in a digital world. It’s important that your home is shown on the Internet in the best way possible. This includes plenty of photos, creative language and that special something to make it all stand out.
 
The survey showed that almost all millennial house hunters used the Internet and a real estate agent during the home search process, most likely turning to a mobile device or tablet when conducting a search. 
 
Millennials are said to be tech-savvy and big believers in multi-tasking. In addition, they thrive on instant gratification and are said to have shorter attention spans. Inside the home, millennials are impressed with entertainment rooms over dining rooms, and offices over extra bedrooms. They care about technology and environmentally friendly fixtures, so highlight those in your materials.
 
Many are just starting to have children, so make sure your agent has information about nearby pre-schools and family-friendly activities in the neighborhood.
 
And since many are buying a home for the first time, it’s important to provide information about mortgages, taxes and insurance issues. You’ll also want to have checklists prepared that your agent can easily email.
 
If you’re truly looking to attract millennial buyers, stage the home with unique furniture. You could also bring in some millennials and ask their honest opinion in regard to the house and what’s in it. If there are certain items that they feel are old-fashioned, it’s a good bet that their opinion will be shared by others.
 
At a time when millennials are gobbling up houses like never before, make sure you do all you can to attract them to your home.
 
Contact our office today for more information about attracting millennial buyers.

Published with permission from RISMedia.


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Shining a Light on Showing Safety: Protect Your Valuables

April 8, 2016 9:13 pm

Selling your home can be a time-consuming process, especially when it comes to cleaning and organizing before last-minute showings. While it may seem as if your to-do list is a mile long, it’s important to take the time to secure your valuables before prospective buyers come to view your home.
 
With any showing or open house, you never know exactly who will be walking through your house and looking at your things. While your agent will do his or her best to make sure nothing is taken, remember that they can’t have their eyes on everyone in the house at all times, making it important to take a few safeguards to ensure that your most priceless belongings are safe.
 
This includes everything from a valuable piece of jewelry you keep in the bedroom, an antique pen you have on your desk or even an old toy that might attract a collector’s eye.
 
The easiest way to protect your stuff is to simply get it out of the house and keep it in the home of a loved one, or, for rare and expensive items, a bank deposit box.
 
If that’s not an option, find a place within the home to hide valuable belongings, or keep them in a suitcase that you can bring with you every time you leave the house.
 
Safety steps like these should also be considered for personal information and file cabinets that may contain papers with various account numbers and/or social security information. And don’t forget medicine cabinets, as this is often an area that people like to steal from.
 
When leaving before a showing, make sure all doors and windows are locked, and be sure they’re still locked when you return. Prospective buyers may open windows or doors to make sure they work, or to see another part of the home, and while it may seem far-fetched, there have been incidents where people unlock doors when looking at a home and go back later to steal things.
 
Real estate agents have also noted another tactic that involves people coming to the house multiple times, bringing a new person with them to explore rooms when the agent is being distracted. This person could then go about taking items that may have been seen earlier.
 
Taking this one step further, you may want to think about investing in an alarm system—if you don’t already have one. Not only will an alarm deter burglars from entering your home, the addition of an alarm system can be used as a strong selling point.
 
For those selling a house that they’re not currently living in, you might want to consider installing motion light sensors that turn on automatically when it gets dark. You can also put a few lamps on a timer so that it appears as if someone is home.
 
Reach out to your neighbors and ask them to keep an eye out for anything suspicious, and introduce them to your agent as well.
 
To learn more about protecting your valuables, contact our office today.

Published with permission from RISMedia.


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Simple Tips to Unclutter the Garage and Set the Stage for a Successful Sale

April 8, 2016 9:13 pm

When selling a home, staging is an important piece of the puzzle that can’t be overlooked. From the kitchen to the bedrooms and bathrooms, staging is a great way to make sure your home appeals to the masses. While staging spaces within your home is crucial, many sellers often neglect one important area: the garage. 
 
While the garage is used for many different things, storage is one of its biggest benefits. As buyers consistently point to storage, space and usefulness as the main criteria used to rate any garage, it’s still the most overlooked area when homeowners begin getting their property ready for sale.
 
In fact, many sellers use the garage as a dumping ground for items no longer needed within the home as it’s being prepared for the market, which could be a big mistake when it comes to getting your home sold. A cluttered or unorganized garage can ultimately send the wrong message to a potential buyer, making it impossible to visualize all that the space can offer.
 
If you absolutely have to use some of the space for storage purposes, be sure to keep everything neat and organized, as this can subconsciously imply that you take better than average care of your home. It may also lend a feeling of newness to the property. 
 
Getting your garage in tip-top shape begins with removing all the junk that has collected over the years and organizing everything on clean shelves. Vacuum up any dirt and do away with any spider webs and bugs. It’s also important to make sure there is plenty of light. If there are windows in the garage, be sure to clean them.
 
Bigger fixes include adding industrial flooring, painting the walls and ceiling and replacing any coils or parts of the garage door that are rusty and not working properly. If you have an automatic garage opener, make sure the batteries are fresh and everything is working properly.
 
Keeping your garage presentable can be the difference between getting a terrific offer or seeing yet another buyer move on to another home. Taking the time to clean, paint and organize will do wonders for making the space more appealing to potential buyers.
 
For more staging tips, contact our office today.

Published with permission from RISMedia.


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Nighttime Showings Heat Up as Spring Selling Season Gathers Momentum

April 8, 2016 9:13 pm

Now that spring has sprung, house hunters are out in full force, spending every free moment they have searching for their dream home. Even though the sun is shining longer these days, many prospective buyers have obligations they can’t break, making it necessary to view homes after the sun has set.
 
If you have a nighttime showing on your calendar, the best way to ensure your home is ready is to go outside once the sun is down in order to see exactly what buyers will see.
 
When it comes to nighttime showings, making sure you have the proper illumination is crucial so that prospective buyers can see everything your home has to offer. Walk around the property and make sure the driveway, front yard, back yard, patio, deck, pool—or any other outside amenity worth seeing—is visible.
 
If there’s not enough light outside, invest in some floodlights that can be hung in trees, on the side of your house or deck. You could also invest in a lantern-style light to define the area where your driveway begins, as having a well-lit entrance will go a long way toward making a good first impression. Low-voltage string lighting along path edges is another effective and inexpensive solution.
 
A home’s illumination is a welcome sign to any prospective buyer, so be sure all the lights—both inside and out—are turned on before a nighttime showing. 
 
Indoor lights are just as important, so make sure your home’s interior is properly lit. Not only will a well-lit space keep people from tripping over rugs and bumping into things, it will also show just how great the rooms within your home look.
 
Even if a prospective buyer has checked out your home during the day, they may come back to get a feel for the street and neighborhood once the sun has set, and to check out what your house looks like after dark. The last thing you want to do is jeopardize a potential sale because your home looks dark and dreary. 
 
Remember, selling your home is a 24/7 job, so do your best to make it shine both day and night.
 
To learn more about preparing your home for a nighttime showing, contact our office today.

Published with permission from RISMedia.


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Takeaways Provide Added Value in Today's Tech-Driven Market

April 8, 2016 9:13 pm

In today’s digital-centric environment, prospective buyers can access any and all the information they need about a home they’re interested in at the touch of a button, however, real estate professionals still tout the importance of offering a takeaway full of pertinent information to anyone who takes the time to view your home. 
 
While a house hunter may love everything about your home as they’re walking through it, the moment they leave, it simply becomes another property that’s stored in their memory along with the other houses they’ve seen. For this reason alone, anything you can offer prospective buyers as they’re leaving to help them recall their positive emotional response will go a long way toward keeping your home top of mind.
                
Creating a takeaway that buyers who tour your home can hold and look at (even when viewing other houses) is a great way to help them remember the good feelings they had while viewing your property.
 
The most effective takeaway is a simple brochure, which should be crafted around high-quality photos of all of your home’s best features—both inside and out. Since photos are worth a thousand words, you don’t need to spend much time describing what the photos portray. To make for easy reading, use bullet points to highlight each item on your list, and use fun fonts and bright colors.
 
Another takeaway worth considering is a personal letter from you describing your experience in living in the house, in addition to some of the features that first attracted you to the space. Be sure to include your love of the neighborhood, the high-quality school system, local eateries that you frequent often, and anything else that might snag a buyer’s interest. In addition, list any community activities your town is known for, as well as school championships that have been won over the years.
 
Whether you choose a brochure or a personal letter, make sure you include a list of your routine maintenance tasks. You’ll also want to make note of any remodeling projects you’ve done over the years, as well as any updates/upgrades. This will provide anyone interested in your home with a sense of confidence in its current condition.  
 
No matter which route you decide to take, a good design, creative photos and a few words that highlight the home’s best features may be just the thing you need to get your home sold.
 
For more information about the importance of takeaways, contact our office today.

Published with permission from RISMedia.


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In this Edition: Millennials

April 8, 2016 9:13 pm

Our lead story in this month’s Home Matters examines the importance of takeaways in today’s digital-centric environment. Other topics covered this month include simple tips for preparing your home for a nighttime showing and why you shouldn’t overlook the garage when staging. We hope you enjoy this month’s edition of Home Matters and as always, we welcome your feedback. Email us anytime!

Published with permission from RISMedia.


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7 Quick Ways to De-Stress

April 8, 2016 4:55 am

Too many of us put relaxation on hold, despite knowing stress management is crucial for good health. Would you take the time to de-stress more often if there were quick ways to do so? Personal trainers and life coaches suggest seven ways worth considering:
 
1. Keep a Journal –Writing is ideal for mental clarity because it makes you think out issues and reflect on what’s happening in your life. Writing in a daily journal for 10 minutes each evening can relax you, and even help you sleep better.
 
2. Go to the Movies by Yourself – If you can manage it, think about it: it gets you away from everything and everyone, you’re not allowed to talk, and you have to silence your cell phone. Perfect.
 
3. Go for a Walk – Even a short walk around your home or office can help put the world in perspective. Walk at a moderate pace and do your best to observe and appreciate the sights and sounds along the way.
 
4. Take a Breath – Three minutes of slow, deep breathing can do wonders for clearing your mind, improving your focus and easing your daily stress.
 
5. Do Something You Like – Take a warm bath or a 20-minute power nap. Phone a friend you haven’t talked to in a while. Treat yourself to your favorite snack (especially if it’s dark chocolate.) Be kind to your body just for a little bit and feel the difference in your stress level.
 
6. Listen to Music – Listening to soothing music, even for 10 or 15 minutes, slows your breathing and heart rate, lowers blood pressure and relaxes tense muscles.
 
7. Create a Relaxation Space – Even a designated chair in your office can be your go-to space. Keep some magazines, crossword puzzles or a book of poems nearby, but leave your phone behind and don’t answer it while you are in your space.

Have you done any of the above to combat stress? What other ways do you unwind?

Published with permission from RISMedia.


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